MoneyLion: Go-to Money App

  • 4.5 RATINGS
  • 500M DOWNLOADS
  • 4+ AGE

About this app

  • Name MoneyLion: Go-to Money App
  • category Finance
  • Price 0
  • Safety 100% Safe
  • Developer MoneyLion Inc.
  • Version 6.0

Brief:

MoneyLion: Go-to Money App is a multifaceted mobile banking and personal finance app designed to cater to a variety of financial needs. It includes services for cash advances, comparing loan offers, investing, and credit building within an all-in-one intuitive platform, ensuring users can manage their money smartly and efficiently.

Core Features:

  • 🏦 RoarMoney℠ Direct Deposit²: Experience early access to paychecks for up to 2 days earlier than traditional banking.
  • 🤑 Shake 'N' Bank Rewards⁴: Earn rewards up to $500 on qualifying purchases, adding a fun twist to everyday transactions.
  • 💵 Instacash℠ Advances¹: Secure a cash advance with 0% APR in minutes, without a credit check or interest, and an increased limit with direct deposit.
  • 🛍️ MoneyLion Marketplace⁶: Navigate a marketplace of personal loan offers, comparing to find the best deals that suit your needs.
  • 📈 Credit Builder Plus⁷: For a monthly membership, gain access to Credit Builder loans up to $1000 and tools to monitor and improve your credit score.

Pros:

  • 👍 Early Payday: Providing flexibility in financial planning by delivering wages earlier.
  • 👍 Rewarding Transactions: Making spending more enjoyable with monetary rewards.
  • 👍 Accessible Credit Solutions: Obtaining cash advances and loans without stringent credit checks.
  • 👍 Investment Simplicity: Round Ups³ feature effortlessly invests your spare change.
  • 👍 Credit Building Opportunities: Structured program to help users improve credit scores over time.

Cons:

  • 👎 Membership Fee: Credit Builder Plus requires a monthly subscription fee.
  • 👎 Eligibility Criteria for Features: Certain features like increased cash advance limits are dependent on regular direct deposits into RoarMoney.
  • 👎 Loan Terms: Marketplace loans come with varied terms and APRs, which may not always be the most competitive.
  • 👎 No Credit Check for Instacash: While convenient, it doesn't help in building credit.
  • 👎 Not Affiliated with Other Apps: Users cannot leverage affiliations with other finance apps for additional benefits.

Pricing:

  • 💵 The app itself is free to download, with various services available at no mandatory costs, such as Instacash℠. However, certain features like Credit Builder Plus come with a monthly subscription fee of $19.99. Optional tips and Turbo Fees may apply for expedited services on products like Instacash.

Community information is not applicable as "MoneyLion: Go-to Money App" is not a game app.

(Please note all information is based on the original description and may have changed since the cut-off knowledge date. Always check the app or the official site for the latest details and terms.)

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